Acquisition · Startup
Furnishing budget calculator.
Three tiers — budget, mid, luxury — with per-room breakdown. See the total, the per-sqft, and where the money goes.
Property
Furnishing budget
$20,930
≈ $13.95 / sqft
How it works
Per-room baseline × tier multiplier, plus 15% decor on the subtotal. Bedrooms scale linearly with bedroom count; bathrooms with bathroom count; living room and kitchen are flat per property.
How to use this calculator
- Enter beds, baths, and sqft.
- Pick a tier — budget for cash-flow plays, mid for most, luxury for differentiation in design-led markets.
- Read the total and per-sqft. Plug it into the Year 1 Cash Needs calculator.
FAQ
What does a "mid-tier" 3 bed / 2 bath cost?
Mid-tier on the launch parameters: ~$20k for a 3 bed / 2 bath / 1500 sqft, including 15% decor & accents. Designer trade pricing (Stage by Hand, Minoan) brings that down 15–40% on furniture.
Should I go luxury for a higher ADR?
Often yes in markets where photo quality is the differentiator (Smokies, Hudson Valley, coastal). In high-saturation urban markets the ADR delta rarely justifies 2x the spend.
Are kitchen appliances included?
No — assume the property comes with major appliances. The kitchen line is small wares, dishes, cookware, coffee setup, etc.
Why 15% for decor?
Decor is the line that hosts under-budget. Art, plants, books, throw pillows, lighting upgrades, and runners cost more than people expect. 15% of your room subtotal is the realistic floor.
Read the deep-dives
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Airbnb furnishing budget — realistic per-bedroom ranges in 2026
$15,000? $25,000? $40,000? Honest furnishing cost ranges for a 3-bedroom STR in 2026, by quality tier — and which line items make or break the listing.
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Year-1 Airbnb startup costs: the line items most buyers miss
Closing, furnishing, reserves, and the 'last-mile' costs every new STR owner underestimates. A walk-through of the seven buckets that decide whether year 1 goes red.
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